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@kodox | YoFan Home Sign Up Sign In 0 kodox 136 Can I get car insurance if I have a prior history of accidents or claims? Yes, you can generally still obtain car insurance even if you have a prior history of accidents or claims. However, it's important to note that your driving history can impact your insurance rates and the availability of certain coverage options. Here are some key points to consider: Insurance rates: Having a history of accidents or claims can result in higher insurance premiums. Insurance companies consider past incidents as indicators of your risk profile and the likelihood of future claims. The more accidents or claims you have on your record, the higher your rates are likely to be. High-risk insurance: If you have a particularly extensive history of accidents or claims, or if your driving record includes serious violations, you may be considered a hi...